Canadian Dental Care Program (CDCP)

The Canadian Dental Care Program (CDCP) is a vital government initiative aimed at making dental care more accessible and affordable for Canadians facing financial challenges. It supports low- and middle-income individuals and families without private dental insurance by covering essential services such as preventive care, restorative treatments, and emergency procedures.

The program ensures that cost is not a barrier to necessary dental treatment, helping Canadians maintain good oral health and avoid delays in care. At Renew Dental Family Dentistry, we are proud to support the CDCP and help our patients navigate its benefits. Below, we explain everything you need to know about the Canadian Dental Care Program, eligibility, what’s covered, how to apply, and key updates for 2025.

Eligibility for the Canadian Dental Care Program

The Canadian Dental Care Program is available to people and families with low- to moderate incomes who do not have proper dental insurance coverage. Eligibility criteria are based on family income and household size, and the program primarily serves:

• Family Income:
  • Full coverage: Families earning less than $70,000 annually.
  • Partial coverage: Families earning between $70,000 and $90,000 annually.
• Focus Groups:
  • Low-income adults and seniors without employer-sponsored dental plans.
  • Children and youth under 18 from families facing financial challenges.
  • Individuals who do not qualify for other government dental assistance programs.
  • Filing a tax return for the previous year is a requirement for applicants.
  • To qualify, applicants must be Canadian residents for tax purposes and have an eligible residency code listed on their Notice of Assessment from the Canada Revenue Agency (CRA).

Which Dental Services Are Covered by the CDCP?

The CDCP covers a range of essential dental services to ensure that individuals and families can maintain good oral health. Services include:

• Preventive Care: Routine check-ups, cleanings, fluoride treatments, and dental X-rays that help detect issues early and prevent costly procedures down the line.

• Basic Restorative Services: Fillings, root canals, and other treatments that restore the functionality and structure of teeth damaged by decay or injury.

• Emergency Dental Care: Treatment for acute dental pain, infections, or injuries that require immediate attention.

• Extractions: Remove teeth that are beyond repair due to decay or damage.

How Should You Apply for the Canadian Dental Care Program?

Applying for the CDCP is simple and can be done through the official government website. The application process typically involves providing information about your income, family size, and whether you have any existing dental insurance coverage. Once you are approved, you will be issued a dental care card or certificate.

We can assist you with the application process, including gathering the required documents and submitting them on your behalf. We’re here to ensure that you get the dental care you need without unnecessary delays.

Key Changes to the PSDCP Effective January 1, 2025

The Canadian government has announced several key improvements to the Public Service Dental Care Plan (PSDCP), effective January 1, 2025. These changes aim to improve the accessibility and scope of the program, benefiting more Canadians. Key updates include:

• Increased Annual Maximums: Starting January 1, 2025, the annual reimbursement limit for dental care will increase from $2,500 to $3,000. This limit will further rise to $3,250 annually starting January 1, 2027.

• Lifetime Orthodontics Maximum: Beginning January 1, 2025, the lifetime reimbursement cap for orthodontic treatments will increase from $2,500 to $3,000. By January 1, 2027, this cap will further increase to $3,250.

• Major Restorative Services Coverage: Eligible expenses for major restorative treatments, including crowns, inlays, onlays, dentures, and bridges, will now be covered at 65%, up from the previous rate of 50%.

• Preventative Services: The removal of age restrictions will make routine services, such as pit and fissure sealants, accessible to individuals of all ages.

• Leave Without Pay: Members on approved unpaid leave who need to pay the employer’s share to retain their dental coverage can now defer these payments and settle them upon returning to work. Additionally, individuals on caregiving or parental leave will no longer be required to contribute to maintain their coverage during the leave period.

Schedule Your Appointment Today!

If you have any questions about the Canadian Dental Care Program or want to learn more about eligibility, coverage, or the application process, please don’t hesitate to contact us at Renew Dental Family Dentistry. Our friendly team is here to guide you through the steps and help you take full advantage of this valuable program. Please book an appointment with us and let us help you achieve a healthier, brighter smile!